Debunking Real Estate Myths: What to Watch for in 2025

As leaders in the title space, we at Rocket Title Inc. take consumer education seriously. It’s not about tooting our own horn—it’s about setting up our partners, clients, and communities for success. That’s why we’re kicking off the new year by clearing up some long-standing misconceptions in real estate.

Consider this our version of the “naughty list.” Here are 4 real estate myths we hope don’t follow us into 2025:

1. Skipping a REALTOR® Saves Money
The rise of FSBO (For Sale by Owner) is tempting for some sellers trying to cut costs, but the numbers tell a different story. Working with a REALTOR® remains one of the smartest moves buyers and sellers can make.

• Data from NAR shows FSBO transactions are at an all-time low.
• Agents bring expertise, negotiation skills, and valuable market knowledge—ensuring a better outcome for their clients.

2. Mortgage Rates Are Too High to Buy Now
While rates may not match pandemic-era lows, they are not at an all-time high. Here’s the truth:

• Rates fluctuate daily—tracking trends can reveal opportunities.
• Buying now means you can refinance later to lock in lower payments.

Homeownership remains one of the best paths to building long-term wealth.

3. Student Loans = No Mortgage
Think student loans disqualify you from buying a home? Not necessarily.

• Lenders consider your debt-to-income ratio rather than just total debt.
• Steady income and manageable debt can still mean mortgage approval.

Working with professionals who understand these nuances makes all the difference.

4. Wire Fraud Can’t Happen to Me
We wish this one were true. Unfortunately, fraud remains a growing threat in real estate.

• 1 in 10 recent buyers believe they were targeted during closing.
• 25% reported suspicious communications, per CertifID.

Stay vigilant—verify all instructions, and double-check before transferring funds.

Let’s Make 2025 a Smart, Safe, and Successful Year

Getting the right information to you, your clients, and your teams is our top priority. At Rocket Title Inc., we’re here to guide you through every step of your residential and commercial transactions.

Let’s work together to clear up the myths, avoid the pitfalls, and set the stage for a thriving 2025.